Perhaps the most well-known and respected personality test is the Myers-Briggs Type Indicator (MBTI), a self-reported questionnaire that assesses your personality based on your innate preferences toward extroversion or introversion; sensing or intuition; thinking or feeling; and judging or perceiving. Those preferences then form a four-letter sequence (like ENTJ or ISFP), which serves as your Myers-Briggs personality type. Based on those results, we’ve conducted research on how your resulting personality type could affect your finances!

Haven't taken the Myers-Briggs test before? CLICK HERE to take it!

Take the test and then come back to see how it’s affecting your finances!

(I or E) Introversion vs. Extroversion:

This portion of the assessment deals with the way people source their energy. Individuals who display extroversion tend to get their energy more from action, people, and things, while individuals who display introversion value the opportunity to reflect, sit back, and ponder in their own space.


(I) INTROVERTS: Spend too much time alone pondering a big money decision, arming themselves with loads of information but not seeking potentially useful outside input. They might need to bounce ideas off a few close friends to make sure that they’re taking more into account than just their own point of view.

What Should You Do? Introverts could benefit from seeking trusted advice from someone like a financial planner or a friend or family member whom they’ve always looked up to for their money smarts.

(E) EXTROVERTS: Extroverts may be prone to overspending on social activities like annual getaways with friends or work happy hours.

What Should You Do? Extroverts could benefit from spending more time reflecting on how they manage their money, such as writing down how certain purchases make them feel.

(S or N) Sensing vs. Intuition

This portion of the personality type sheds light on: (1) how you absorb information and (2) how you make decisions or come to conclusions. It basically reveals a person’s driving forces, motivations, and preferences.


(S) SENSIING: Those who favor sensing in their results are all about taking in information in a very specific, step by step, sequential way.

What Should You Do? Sensing can take on a different nuance if it’s preceded by an E or I. People who prefer sensing in an introverted way treat their minds like a file cabinet and are able to pull up information whenever it’s needed and tend to not be experimental. Consider being open to different methods of managing money, particularly if you don’t feel you are making progress on goals.

(N) INTUITION: People who lean toward intuition likely do have their sights set on future goals, but don’t necessarily know how they’ll get there. They tend to be dreamers more so than planners.

What Should You Do? Write down short-term goals, mid-term goals, and long-term goals to help initiate your planning side. This puts you in “planning mode” for reaching your goals and dreams. Before you know it, you may just have a step-by-step plan to making progress.

(T or F) Thinking vs. Feeling:

This portion of your personality evaluates the information you take in and how you proceed with making decisions.


(T) THINKING: Someone who shows a preference for thinking is rationale in all areas of their life – finances included. Though that certainly can be a positive thing, thinking types might overanalyze financial decisions and could end up putting some personal finance goals on the back burner as a result.

What Should You Do? Write down your dreams and what you want to do but haven’t let yourself do. Then, look at your finances and see how you might actually be able to help make it happen; in this instance, doing something more in the feeling mode might feel more liberating.

(F) FEELING: People with a preference for feeling may let their emotions override logic in the decision making process. Plus they may try to please others with their financial moves even though it’s their own money they’re managing.

What Should You Do? Seek out the logical opinions of others – particularly those who show both introversion and feeling preferences. Those who lean towards extroversion and feeling may need to dig deep and understand whether their money decisions are prioritizing their needs and financial futures above those of others.

(J or P) Judging vs. Perceiving:

This portion of your personality captures the way you organize the world.


(J) JUDGING: Those who fall under judging could be a bit too hasty when it comes to making money moves. Those in this category like to make decisions and like to check things off.

What Should You Do? Get a second opinion or wait a few extra days to see what new information pops up. This can help you stay open to new – and possibly better – options.

(P) PERCEIVING: A person who prefers perceiving doesn’t rush into decisions the way a judging person might; they like to keep their options open and prefer things spontaneous and open-ended.

What Should You Do? You would benefit from more boundaries because of your desire for casualness and flexibility, meaning you tend to drag your feet. Set reasonable goals and hard dates you can stick to. For instance, committing to save an extra $100 in a retirement account by November 1 could finally help someone with a perceiving tendency to boost their nest egg.

Now that you know more about your personality in relation to your finances, tell us what we can do to help you meet your goals!